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September 2026 applications are open — scholarship funding goes in the first round. Explore destinations

Sky Choice International

Services

Student insurance

Health cover is a visa condition in most destinations, and the wrong policy gets a visa refused or leaves you exposed to a bill that would end your studies. We arrange cover that meets the specific requirement for your destination.

Countries covered
22
Typical annual premium
₹15k
Emergency assistance
24/7
Policy issued in
48 hrs

What you get

What our student insurance covers

Visa-compliant cover

Policies that meet the exact requirement — OSHC for Australia, NHS surcharge for the UK, provincial cover for Canada.

Medical and hospitalisation

Inpatient and outpatient treatment, prescriptions and specialist consultations.

Travel and baggage

Trip cancellation, lost baggage and passport replacement, which matters more than students expect.

Pre-existing conditions

Declared conditions covered by the right insurer. Undeclared ones void the policy, so we insist on disclosure.

Mental health support

Counseling and psychiatric cover, still excluded by many budget policies.

Claims support

We handle the claim paperwork from India while you are abroad and unwell.

Free, at every stage

Get student insurance without paying a rupee

Universities fund our service, not students. You get the same support whichever university you choose, and there is no charge at any point in the process.

  • No fee at any stage
  • 34 years and 2.5 lakh students placed
  • 200+ counselors across 24 offices
  • Reply within 24 hours

Compare

Health cover requirements by destination

Health cover requirements by destination
DestinationRequirementApproximate annual cost
United KingdomImmigration Health Surcharge£776 per year
AustraliaOSHC for the full visa periodA$600 – A$700
CanadaProvincial or private coverC$600 – C$900
United StatesUniversity-mandated plan$1,500 – $2,500
GermanyPublic or private health insurance€1,300 – €1,500
IrelandPrivate medical insurance€150 – €500
Free student insurance guide

Questions about student insurance?

Send your details and a specialist will call you back with answers specific to your case — not a brochure.

No spam. Unsubscribe any time.

How it works

What happens, and when

  1. Step 1

    Requirement check

    Each destination and university has its own minimum. We confirm yours.

  2. Step 2

    Policy comparison

    Options compared on premium, coverage limits and exclusions.

  3. Step 3

    Issue

    The policy is issued within 48 hours, in time for your visa file.

Success stories

Students who are already there

Rated 4.8 out of 5 by 12,480 students. Every one of these started with the same free call you are one click away from.

I applied to six universities and had no idea how to rank them. My counselor mapped each one against the jobs I actually wanted, and I picked Edinburgh in a single afternoon. The visa file was ready three weeks before the deadline.
Ananya Iyer University of Edinburgh
The loan process was the part I dreaded. They put together the collateral paperwork, introduced me to two banks and I had a sanction letter in eleven days.
Rohan Mehta University of Toronto
My IELTS was half a band short for my first choice. Instead of telling me to settle, they built a four-week plan, I retook it, and got the offer with a scholarship.
Priya Nair University of Melbourne
Nobody else explained that public universities in Germany charge no tuition. That one conversation changed my entire budget and I graduated debt free.
Karan Deshpande Technical University of Munich
Accommodation in Dublin sells out by June. They had my student housing confirmed in April, before I had even booked flights.
Sneha Reddy Trinity College Dublin

Questions

Student insurance, answered

The questions students actually ask us about this service.

Free consultation

Talk to a counselor who has placed 2.5 lakh students

Tell us where you are in the process. We will come back with a shortlist, realistic costs and the deadlines that actually apply to you.

  • Free counseling, always — no hidden fees
  • A counselor calls you back within 24 hours
  • Your details are never sold or shared
200+ counselors online now